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What are the personal net worth and asset limits for HUBZone economic disadvantage in October 2026?

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I'm working on getting my firm HUBZone certified for federal contracts. We're a staffing firm with NAICS 561320, located in a designated HUBZone area in Atlanta. I'm reviewing the requirements on the SBA site and I'm a bit confused about the individual economic requirements for the owner.

I understand that for 8(a) certification, there are specific limits on personal net worth, adjusted gross income, and total assets. I'm wondering if similar personal economic disadvantage requirements apply to the HUBZone program, and what those limits are for October 2026. What are the personal net worth and asset limits for HUBZone economic disadvantage in October 2026?

asked Keisha W. Verified vendor8(a) firm founder, staffing and training · Atlanta, GA · 695 rep

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The HUBZone program does not have personal net worth, adjusted gross income, or total asset limits for economic disadvantage. Those specific individual economic requirements apply to the 8(a) Business Development Program and the Economically Disadvantaged Woman-Owned Small Business (EDWOSB) program, not to HUBZone. For HUBZone certification, the main requirements are that the firm's principal office must be located in a HUBZone and at least 35 percent of its employees must reside in a HUBZone. My firm is an SDVOSB, and we have to meet different ownership and control criteria through the SBA certification process. For 8(a) and EDWOSB, the SBA sets specific thresholds for net worth, adjusted gross income, and assets to determine economic disadvantage. For example, the individual net worth must be less than a certain threshold, excluding the ownership interest in the firm and the equity in the primary personal residence. Similarly, there are limits on average adjusted gross income over the preceding three years and on the fair market value of all assets. These are separate from the HUBZone criteria.

answered Luis A. Verified vendorSDVOSB founder, court reporting and legal support · San Antonio, TX · 726 rep

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